Terms of Service

Last updated: July 29, 2025

1. Agreement to Terms

By accessing or using our website, quickmoneytool.com (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of the terms, then you may not access the Service. These Terms apply to all visitors, users, and others who access or use the Service.

2. Description of Service

QuickMoneyTool provides a collection of free online financial calculators and related informational content. The tools are designed to provide estimates and general guidance based on the data you input. The Service is for personal, non-commercial use only.

3. Disclaimer of Financial Advice

The information and calculations provided by the Service are for informational and illustrative purposes only and should not be considered financial, tax, or legal advice. The results are estimates and may not reflect actual financial outcomes. We do not guarantee the accuracy, completeness, or applicability of the information or calculations. You should consult with a qualified professional before making any financial decisions.

4. User Responsibilities

You agree to use the Service responsibly and in compliance with all applicable laws. You are responsible for the accuracy of the data you provide to the calculators. You agree not to:

  • Use the Service for any illegal or unauthorized purpose.
  • Attempt to interfere with the proper functioning of the Service.
  • Introduce any viruses, trojans, worms, or other material that is malicious or technologically harmful.
  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Service, the server on which the Service is stored, or any server, computer, or database connected to the Service.

5. Intellectual Property

The Service and its original content, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by QuickMoneyTool, its licensors, or other providers of such material and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You are granted a limited license only for purposes of viewing the material contained on this Service.

6. Limitation of Liability

In no event shall QuickMoneyTool, nor any of its officers, directors, and employees, be held liable for anything arising out of or in any way connected with your use of this Service, whether such liability is under contract, tort or otherwise. QuickMoneyTool, including its officers, directors, and employees shall not be held liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this Service.

7. Indemnification

You hereby agree to indemnify to the fullest extent QuickMoneyTool from and against any and/or all liabilities, costs, demands, causes of action, damages, and expenses arising in any way related to your breach of any of the provisions of these Terms.

8. Governing Law & Jurisdiction

These Terms will be governed by and interpreted in accordance with the laws of the Republic of South Africa, and you submit to the non-exclusive jurisdiction of the state and federal courts located in South Africa for the resolution of any disputes.

9. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

10. Contact Us

If you have any questions about these Terms, you can contact us: